Subject: 3 . 25 rate confirmation # 367886924 jb wed , 29 jun 2005 09 : 35 : 02 - 0800 hello , we sent you an email a while ago , because you now qualify for a much lower rate based on the biggest rate drop in years . you can now get $ 327 , 000 for as little as $ 617 a month ! bad credit ? doesn ' t matter , ^ low rates are fixed no matter what ! follow this link to process your application and a 24 hour approval : http : / / www . qrefi . net / ? id = al 7 best regards , shaun conrad http : / / www . qrefi . net / book . php